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Budget Planner

Simple 50/30/20 budget helper. This tool runs 100% locally in your browser.

Financial Disclaimer: This calculator is for estimation purposes only. Financial decisions should be made after consulting with a professional advisor. We do not guarantee the accuracy of results and are not responsible for any financial losses.

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50/30/20 Budgeting

Allocate your monthly income for financial balance.

$
50%

Needs

Rent, groceries, utilities, and essential bills.

$2,500
30%

Wants

Dining out, entertainment, and personal shopping.

$1,500
20%

Savings

Debt payments, emergency fund, and investments.

$1,000
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What is Budget Planner?

Plan your monthly budget using the popular 50/30/20 rule. Allocate 50% to needs, 30% to wants, and 20% to savings. Simply enter your monthly income to get a breakdown.

When to Use This Tool

  • 1Setting up a personal budget
  • 2Financial discipline
  • 3Savings planning

Examples

Input
Income: $3000
Result
Needs: $1500, Wants: $900, Savings: $600

Frequently Asked Questions

What counts as a 'Need'?

Essential expenses like rent, utilities, groceries, and minimum debt payments.

Privacy & Security

Privacy is our priority. Unlike many other online tools, ToolsHub doesn't upload your data to any server. Whether you're processing sensitive text, calculating financial data, or generating passwords, everything stays in your browser.