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Mortgage Calculator

Calculate monthly mortgage payments. This tool runs 100% locally in your browser.

Financial Disclaimer: This calculator is for estimation purposes only. Financial decisions should be made after consulting with a professional advisor. We do not guarantee the accuracy of results and are not responsible for any financial losses.

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Enter your details to see your monthly mortgage estimate.

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What is Mortgage Calculator?

Estimate your monthly mortgage payments including principal and interest. Use this tool to see how much house you can afford. Experiment with different interest rates and loan terms to see how they impact your monthly budget.

When to Use This Tool

  • 1Home buying planning
  • 2Refinancing analysis
  • 3Comparing loan offers

Examples

Input
Loan: $200,000, Interest: 4%, Term: 30 Years
Result
Monthly: $954.83

Frequently Asked Questions

Does this include property tax?

This calculator estimates principal and interest only. Property taxes and insurance are usually extra.

Privacy & Security

Privacy is our priority. Unlike many other online tools, ToolsHub doesn't upload your data to any server. Whether you're processing sensitive text, calculating financial data, or generating passwords, everything stays in your browser.